St. Charles Yacht Club is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the St. Charles Yacht Club Web site and governs data collection and usage. By using the St. Charles Yacht Club website, you consent to the data practices described in this statement.

Collection of your Personal Information

St. Charles Yacht Club collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. St. Charles Yacht Club also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by St. Charles Yacht Club. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by St. Charles Yacht Club for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the St. Charles Yacht Club Web site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through St. Charles Yacht Club public message boards, this information may be collected and used by others. Note: St. Charles Yacht Club does not read any of your private online communications.

St. Charles Yacht Club encourages you to review the privacy statements of Web sites you choose to link to from St. Charles Yacht Club so that you can understand how those Web sites collect, use and share your information. St. Charles Yacht Club is not responsible for the privacy statements or other content on Web sites outside of the St. Charles Yacht Club and St. Charles Yacht Club family of Web sites.

Use of your Personal Information

St. Charles Yacht Club collects and uses your personal information to operate the St. Charles Yacht Club Web site and deliver the services you have requested. St. Charles Yacht Club also uses your personally identifiable information to inform you of other products or services available from St. Charles Yacht Club and its affiliates. St. Charles Yacht Club may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

St. Charles Yacht Club does not sell, rent or lease its customer lists to third parties. St. Charles Yacht Club may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, St. Charles Yacht Club may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to St. Charles Yacht Club, and they are required to maintain the confidentiality of your information.

St. Charles Yacht Club does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

St. Charles Yacht Club keeps track of the Web sites and pages our customers visit within St. Charles Yacht Club, in order to determine what St. Charles Yacht Club services are the most popular. This data is used to deliver customized content and advertising within St. Charles Yacht Club to customers whose behavior indicates that they are interested in a particular subject area.

St. Charles Yacht Club Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on St. Charles Yacht Club or the site; (b) protect and defend the rights or property of St. Charles Yacht Club; and, (c) act under exigent circumstances to protect the personal safety of users of St. Charles Yacht Club, or the public.

Use of Cookies

The St. Charles Yacht Club Web site use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize St. Charles Yacht Club pages, or register with St. Charles Yacht Club site or services, a cookie helps St. Charles Yacht Club to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same St. Charles Yacht Club Web site, the information you previously provided can be retrieved, so you can easily use the St. Charles Yacht Club features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the St. Charles Yacht Club services or Web sites you visit.

Security of your Personal Information

St. Charles Yacht Club secures your personal information from unauthorized access, use or disclosure. St. Charles Yacht Club secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

St. Charles Yacht Club will occasionally update this Statement of Privacy to reflect company and customer feedback. St. Charles Yacht Club encourages you to periodically review this Statement to be informed of how St. Charles Yacht Club is protecting your information.

Contact Information

St. Charles Yacht Club welcomes your comments regarding this Statement of Privacy. If you believe that St. Charles Yacht Club has not adhered to this Statement, please contact St. Charles Yacht Club at admin@stcharlesyc.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.